"I knew deep down that somersaulting off my bike was the end of my triathlon career."
But last year injury struck again. And this time in rather more dramatic fashion than some of her previous career-defining niggles. An off-season mountain biking accident on Kate's beloved Mount Victoria. "No blood or scratches, just that sickening pain," she says matter of factly. "My self-diagnosis of a detached hamstring was initially laughed off and diagnosed as a Haematoma. With my gut screaming at me to push for an MRI scan, a week later, I was diagnosed with a detached hamstring and was in the operating theatre two days later having my muscle re-attached to my pelvis.
"I knew deep down that somersaulting off my bike was the end of my triathlon career." For such a decorated athlete to be forced from competition and from everything she knew and loved is often a more notable bump to the earth than the accident itself.
"It's been really hard. It's not something that gets talked about a lot because until you go through it, you don't realise how hard it is. Your whole life is focused on this one dream of being the best athlete in the world and then all of a sudden it's taken away from you. You're like what am I going to do with my life now? You feel like you're starting from scratch again."
You are. Suddenly you're a nobody. Unless you've grown up competing in New Zealand's national game of rugby no one knows your name. Or what you've achieved. And the transition to corporate life also comes with challenges for those not used to the system or how to play that game.
"If you get frustrated in a sport, you're like I'll show them on the field. I'll go and beat them. In the office, how do you show that you've beaten someone else?
"If you get frustrated in a sport, you're like I'll show them on the field. I'll go and beat them. In the office, how do you show that you've beaten someone else? It's just not that black and white, and that's what I struggle with. The goals are less clear," remarks Kate. A steep learning curve for someone who has been so concentrated on one premeditated achievement.
"It's so different to what I've been doing, I have found it hard. But I'm very lucky to be in the company that I'm working for in terms of the way they treat their employees and the flexibility of working hours. It's not a stiff corporate company – Xero is very new age in that regard. People said to me I'd struggle. But that's probably softened the fall somewhat."